i want to buy a new fourwheeler but i dont know if they will finance me, will they finace me even though i had a chapter 11 2 years ago, or can i get a co-signer, help

 

I think that you may find Yamaha is a little more "friendly" when it comes to credit history. My son had some credit problems and the Honda credit basically laughed at him, whereas Yamaha accepted him (with a co-signer). The only way to really know is See your Dealer for details! They usually have additional finance companies for people with "less than perfect" credit, (of course the interest rate goes up a bit)!

Plan to put as large of a down payment as you can possibly afford.... This will may a huge difference!

Best of luck!

 

Ack! good luck! I filed for chapter 10 like 11 years ago. Took that long for a lawyer outfit I hired to clean it all up. Now I have perfect credit, and only have one credit card that I pay off every month. Who said you cant learn from your mistakes? What hurt me was the accounts that didnt get paid. So even though I got the bankrupsy off my record like five years after, I still couldnt get loans and such. Or at least at decent rates. Co sign should work. I had that option when I was looking into a new truck long ago.

I wish you luck.