2001 banshee completely stock with around 10-20 hours on it.
I took it out for a ride and about 10-15mins into the ride it started making a loose bearing noise like it was worn out.
It doesnt do it with the clutch lever pulled in but in any gear including neutral if i let the clutch out it makes the noise

what are u thinking it is??...sounds like something to do with a bearing involved with the clutch