I have full coverage on my X and I flipped it. The insurance sent out an adjuster and without a squabble covered everything, even down to frame paint for the scratches. They even paid for labor even though I was doing it myself. It couldn't have been any easier.
Just wanted to let everyone know in case some were contemplating changing insurances or trying to choose. I know I won't switch with great customer service like this.

 

what is you yearly rate???? (may I ask)

 

I have all the options with a $250 deductible. The yearly rate is $248. You can choose other ones like just liability only, or liability with theft and fire coverage for less. After wrecking and having them pay, I'm payed up theoretically for the next 4 years.

 

I use state farm, i pay the same amount as pads.

 

i live in mass how come i cant get insurance?????????

 

must b nice, i'm payin double that, but then again we have a lil more freedom over here where we can ride, we're suppose to have a bill pass soon so we can ride on almost all roads

 

I checked out Progressive. It quoted me $148 a year. I haven't signed yet. I had it locally , he was charging me $360+ a year!!!! for the same ins.

 

I have a $100 deductable and pay $504 a year for two bikes, with allstate. I had a buddy that called usaa and they quoted him $212 a month on an '02 ds baja.