In my earlier Topic "New Toy needs new mods" I announced I just got a 05' Scrambler for Christmas. I was wondering what kind of insurance is available for ATV's. What companies have the best Policies? What is a reasonable price? What type of insurance (Full or partial)? Any feedback would be appreciated.[img]i/expressions/face-icon-small-confused.gif[/img]

 

I went with Allstate (my normal ins company). They had a large range of options/deductibles. I am carrying 25/50/25 and 500 deductible on my 2 quads. It runs about 500 bucks a year.

 

Not to sound like a total idiot, but what is 25/50/25?

 

PROGRESSIVE $179 / YR
BOD LIA:10K/20K EA ACCIDENT
PROP LIA: 10K EA ACCIDENT
COMP DEDUCTABLE: $250
CUSTOM PARTS: 1K OR ACTUAL VALUE $100 DEDUCTABLE
2004 TRX400EX
RON BRAY AGENCY 918-258-4774
TULSA OKLAHOMA


THERE IS ANOTHER THREAD ABOUT THIS TODAY ALSO....FYI

 

just like your car.....Liability/medical/comprehensive

 

check out Progressive and the earlier thread on this topic.
Two quads $186 a year for both, including 1k in accesorries each.

 

05 sp. and motorcycle. got my insurance for 88.00 a year.

 

full coverage on mine, with 500 deductible, includes extra $1000 worth of accessories, $17/mo.

through state farm insurance. i switched from progressive which was $25/mo.

 

Check out the Progressive web site - there's plenty of info there. I shopped a little. State Farm (all of my other insurance is with them) was just too high - of course I have a 15 year old and a 10 year old as the primary drivers on two of the three quads.

Progressive ATV insurance


For the $100k / $300k / $50k with $250 deductible on all three quads, it runs me $528 per year.

There are a few other threads on this forum that I checked out before buying - it looked to me that Progressive and Allstate were the most competitive. I have not had the need to use it yet, so I can't tell you about their service level.

 

You can figure it this way.

The higher your monthly insurance payment, the lower your deductable.

The lower your monthly insurance payment, the higher your deductable.