sup guys. I'm thinking about getting a new raptor 700R. I was wondering how good of credit u gotta have, any advice would realy help. thanks

 

i mean, would it help to have a down payment and stuff?

 

Depends on who you finance it through, how much of a down payment you have, how much you get the bike for, how long you finance it for, etc. Generally if you can get a 6 or 7k dollar unsecured loan you shouldnt have any prolbem getting a secured loan for that amount. And even if you cant get the unsecured, since there's collateral it's a better shot at the atv loan. Check around to your credit union, bank and yamaha itself to see what kind of rates and such you can get. The dealer can run your credit through and tell you how much money yamaha will lend you.