I have a 2000 Kodiak 4x4 and i keep getting water in my belt... everyone else that goes ridding dont have any problems but me. is there something i should check.

 

Belt housing seal and its air hose connections. If thats tight then it becuse you just when in deeper water than the air intakes for the belt housing are located . Or you enter the water with a crash and water enters the belt housing air in takes on entry. Try to slowly enter the water.