Did you pay asking price or talk them down
#3
Sure thing. Cash will take you far. I got an 03 DS off the floor for $5600 cash after title, tax, and fees when they were going in the mid to high $6K range at the peak of their popularity.
I'm working on a 2010 RZR S right now for $12K cash OTD but so far the closest any dealers here in SoCal have met me is $12,500. Gotta remember the MSRP is $13999. They make quite a profit off of these machines, and get some kickback for financing. I don't believe in interest so I save up until I can pay cash for the toys.
Hard to do with the cost of a house, but mine is set up on a 12yr 8month plan to cut down on the interest.
Interest SUCKS, just incase you don't know my true feelings on the subject!
I'm working on a 2010 RZR S right now for $12K cash OTD but so far the closest any dealers here in SoCal have met me is $12,500. Gotta remember the MSRP is $13999. They make quite a profit off of these machines, and get some kickback for financing. I don't believe in interest so I save up until I can pay cash for the toys.
Hard to do with the cost of a house, but mine is set up on a 12yr 8month plan to cut down on the interest.
Interest SUCKS, just incase you don't know my true feelings on the subject!
#5
Yea theres always room to haggle. Even if you have to borrow money, get approved for a loan in advance so you can just write a check the day you buy it. offer them a real fast sale and its hard for some to turn it down. Better to make a sale in one day at lower profit than risk not making one at all.
#7
Like Ace said, they get a kickback for financing. You can use that to your advantage. Tell them you'll use their financing if they'll lower the price more. I saved about 400 more on mine, when the first payment came in, I paid it off.
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#8
I agree with the kick back scenario too. when I financed my ride I was charged a processing fee, which was $250, so haggling is a valuable tool for sure. On the polaris programs you get the best deals when you use the polaris card, but interest is high so they still get you if you can't pay it off real fast. Ebenezer Scrooge must have came up with that scheme.
#9
I agree with the kick back scenario too. when I financed my ride I was charged a processing fee, which was $250, so haggling is a valuable tool for sure. On the polaris programs you get the best deals when you use the polaris card, but interest is high so they still get you if you can't pay it off real fast. Ebenezer Scrooge must have came up with that scheme.
Total pain in the butt. Two lessons learned. Never use their card for any more than just getting a good deal, and don't sign anything for the brother in law again.






