Polaris Discussions about Polaris ATVs.

ATV Insurance

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Old Jun 20, 2002 | 04:44 PM
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Scrmblerman's Avatar
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I am getting ATV insurance for my two quads. What recommendations do you have?[img]i/expressions/face-icon-small-confused.gif[/img]

What Insurance companies do you recommend?
 
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Old Jun 20, 2002 | 05:01 PM
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IT paid off for me! BUY INSURANCE!!! IT IS WORTH THE $$$!!
 
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Old Jun 20, 2002 | 05:16 PM
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Insurance is one of those things (damed if you do damed if you don't)

I have it on mine

Bottom line, Its a gamble, The Insurance company is Beting you won't need it, but wants you to think you might, and you are beting you might,but thinking you never will.

So you feeling lucky??????????????????????????
 
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Old Jun 20, 2002 | 05:46 PM
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I will be getting insurance. Now with who?
 
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Old Jun 20, 2002 | 06:37 PM
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I have insurance on mine and you can go to Atvline.com and get a quote or get the number to call. I am thinking that is was around 200.00 a year for both of our '01 Scrambler 400's. This was comprehensive which covers if it gets stolen and for liability if you damage someone's property and a 20,000 medical coverage for whoever is injured (i believe that it pays for the other guy's med bills) and you can get uninsured motorists for quite a bit more in premium a year. Hope this helped. Shawn.
 
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Old Jun 20, 2002 | 07:46 PM
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I'm paying $278 for two SP500's and I'm getting $100,000-$300,000 on Bodily Injury, %50,000 Property Damage, and $100,000-$300,000 Uninsured Motorist. We have a multi-policy discount. What it came down to for us is just Peace of Mind when we ride. I recommend getting it, becuase you just never know. Just my 2-cent!
 
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Old Jun 20, 2002 | 11:40 PM
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I have mine through Markel Insurance. It's about $150 a year for both. $250 deductable.

If you are financing your quads, and don't have insurance, they will make you pay for their insurance, at about $600 a year, unless you can prove that you have it from someone else.
 
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Old Jun 21, 2002 | 08:11 AM
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'02 sp 500 ho, nationwide insurance $150 a year, $250 deductable for full coverage. I'd hate to be paying for a quad I could no longer ride[img]i/expressions/face-icon-small-smile.gif[/img]
 
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Old Jun 21, 2002 | 09:49 AM
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I plan on getting insurance. I have been calling around and the lowest price I found was $230 a year for 25/50/15 coverage’s and $500 deductible. I have called Program Managers (weinsurefun.com), Progressive, Markel (atvline), and IMC. It must be expensive for insurance in my area.
 
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Old Jun 21, 2002 | 11:18 AM
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I have insurance with Markel and they are great to deal with. I totaled my 2001 Sportsman and I had a check for a new machine within three weeks (good thing because I was in a cast for two weeks - broken foot). By paying $155 for insurance it saved me $6400 in the cost for a new machine. When toys cost this much it is worth having them insured.
 
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