Are you buying your quad with cash or financing? ..........Anybody a Dave Ramsey fan?
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Are you buying your quad with cash or financing? ..........Anybody a Dave Ramsey fan?
Great philosophy.
I don't even use finanacing for cars. If you can make a payment to yourself for 4 or 5 years while driving a paid for car you can pretty much buy any car you want with cash.
I do think that it is necessary to finance the house but Definitely not a quad.[img]i/expressions/face-icon-small-disgusted.gif[/img]
I don't even use finanacing for cars. If you can make a payment to yourself for 4 or 5 years while driving a paid for car you can pretty much buy any car you want with cash.
I do think that it is necessary to finance the house but Definitely not a quad.[img]i/expressions/face-icon-small-disgusted.gif[/img]
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Are you buying your quad with cash or financing? ..........Anybody a Dave Ramsey fan?
I'm financing too.......................LoL... a Roth IRA so I'll have a little money when I retire.
It is true that you only live once but I just want to be comfortable when I'm old...if I get old.[img]i/expressions/face-icon-small-wink.gif[/img]
It is true that you only live once but I just want to be comfortable when I'm old...if I get old.[img]i/expressions/face-icon-small-wink.gif[/img]
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Are you buying your quad with cash or financing? ..........Anybody a Dave Ramsey fan?
Cash all the way. cash talks in a dealership. Save up and buy!
Financing is only for the things you can never save up for to buy.
Like house, new car/truck, ect.
$50/week stashed away equals $2600/year. Adds up pretty quick.
If you are the impatient type, financing is your only option.
Of course that means you will be paying twice as much.
Financing is only for the things you can never save up for to buy.
Like house, new car/truck, ect.
$50/week stashed away equals $2600/year. Adds up pretty quick.
If you are the impatient type, financing is your only option.
Of course that means you will be paying twice as much.
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Are you buying your quad with cash or financing? ..........Anybody a Dave Ramsey fan?
Sometimes stores have a deal where you get so much off if you get a credit card. Lowes had a similar deal when I bought a clothes washer there. They give you so much off and 3 months before you have to make a payment. So I take the discount and then pay the item off in full before the first payment is due. Then I cancel out the account so I can take the discount again at a later time with another item.
I paid most of my quad off with a down payment. Then I took out a loan for the remaining amount. I had three months before the first payment. Then I paid the loan off right before the first payment. I paid about $4.00 in interest because I waited too long to send the check out. They actually sent me $1.00 something back. I don't know why I didn't just pay it off in full from the start. I guess I don't like to let go of my money until I really have to.
My last quad I paid cash out the door.
I paid most of my quad off with a down payment. Then I took out a loan for the remaining amount. I had three months before the first payment. Then I paid the loan off right before the first payment. I paid about $4.00 in interest because I waited too long to send the check out. They actually sent me $1.00 something back. I don't know why I didn't just pay it off in full from the start. I guess I don't like to let go of my money until I really have to.
My last quad I paid cash out the door.