Buying an ATV Questions and suggestions about what to buy, financing, insurance, etc.

Title vs Certificate of Orgin

Thread Tools
 
Search this Thread
 
  #1  
Old 01-17-2017, 07:09 PM
Tony Hebert's Avatar
Weekend Warrior
Thread Starter
Join Date: Jan 2017
Posts: 1
Likes: 0
Received 0 Likes on 0 Posts
Default Title vs Certificate of Orgin

Hello! Need help. In 2015, I bought a new Honda Rancher ATV from the dealership and financed through Honda Finance. About six months after that I paid off the ATV. A few after that I received what I thought was the title in e mail, filed in my filing cabinet and never thought about it again....until now! I am trying to sell the ATV and realized it is not a title but a certificate of orgin. Is this the same as a title or am I screwed? How do I get a title?
 
  #2  
Old 01-17-2017, 07:26 PM
dbj216's Avatar
Back Country Explorer
Join Date: Nov 2016
Location: Colorado
Posts: 714
Likes: 0
Received 2 Likes on 2 Posts
Default

Hi Tony: I don't think you're screwed at all. Santa put a new ATV under the tree with my name on it this Christmas. I was especially good last year. Here in Colorado are the documents my dealer sent me:

Dealer Bill of Sale and Odometer Statement
Application For Title and/or Registration
Supplemental Secure and Verifiable Identification
Verification VIN is Correct
Standard Sales Tax Receipt
Certificate of Origin

Too many lawyers! I gather all this paperwork means I purchased the vehicle, I need to pay for my title so I can prove the vehicle is mine, I am in fact me, the VIN stamped on the frame agrees with the paperwork, I paid a bunch of sales tax, and my vehicle was assembled in Mexico (don't tell trump!) The certificate of origin ain't the title.

So now I go to the courthouse and hang around a couple of hours while the folks review my paperwork and agree to issue a title to me, for a fee of course. They usually find I'm missing some document and I have to chase that down. Maybe an emission test, or an inspection of some sort. Hassle yes, screwed no.

Each state will be different. Your certificate of origin is just one piece of the puzzle. Your state government internet site will tell you exactly what you need to prove the Honda is indeed yours to sell. The dealer may be able to help you, especially with the bill of sale proving you paid for it. All these laws are helpful if your ATV was stolen or destroyed for some reason.

David
 
  #3  
Old 01-18-2017, 06:13 AM
old polaris tech's Avatar
Polaris ATV Expert
Retired and loving it!
Join Date: Jun 2008
Location: North Texas
Posts: 24,352
Likes: 0
Received 33 Likes on 33 Posts
Default

Down here the MSO is the next best thing to a title. At least the buyer can usually use this to have a title in his/her name without problems along with a bill of sale from the po.
 
  #4  
Old 01-18-2017, 06:28 AM
dbj216's Avatar
Back Country Explorer
Join Date: Nov 2016
Location: Colorado
Posts: 714
Likes: 0
Received 2 Likes on 2 Posts
Default

Hi Mr. Tech: What is a MSO? David
 
  #5  
Old 01-18-2017, 06:36 AM
old polaris tech's Avatar
Polaris ATV Expert
Retired and loving it!
Join Date: Jun 2008
Location: North Texas
Posts: 24,352
Likes: 0
Received 33 Likes on 33 Posts
Default

Manufacturers State Of Origin. What every dealer gets with new machines that basically is the birth certificate for that machine.It has all the stats,mfg date,engine and frame serial numbers,etc. Dealers either file for a title for you(if you're not going through a bank or finance company) when you buy one or in a lot of cases we sent the MSOs to out of state buyers so they can take care of registering themselves.
 
  #6  
Old 01-18-2017, 01:16 PM
greg74's Avatar
Extreme Pro Rider
Join Date: Jun 2014
Location: Illinois
Posts: 3,104
Received 5 Likes on 5 Posts
Default

It will make it hard to one day sell if you choose to without a title. If you plan on keeping it for many years, selling an older quad without a title is usually no big deal. I live in Illinois but in Missouri, quads and utvs are being sold new without titles. It makes for a mess if you buy a newer machine from a state that doesn't issue titles, like Missouri. Its so bad that most people from Missouri won't even sell to Illinois residents because of so many issues with not having a title. I did buy one older quad a few years ago in Missouri but it was so cheap(paid $800) that I didn't worry about the title.
 
  #7  
Old 01-18-2017, 02:09 PM
old polaris tech's Avatar
Polaris ATV Expert
Retired and loving it!
Join Date: Jun 2008
Location: North Texas
Posts: 24,352
Likes: 0
Received 33 Likes on 33 Posts
Default

Originally Posted by greg74
I live in Illinois but in Missouri, quads and utvs are being sold new without titles.
Then I guess calling in on a stolen atv or utv isn't high on Missouri's police priority items then. Strange that one state doesn't title atvs when practically every other state does it mainly so they can get their hands in your pockets for fees and taxes.
 
  #8  
Old 01-18-2017, 02:37 PM
HawkeyeRider's Avatar
Chasing trails, Dodging dust devils.
Join Date: Apr 2009
Location: Albuquerque, NM.
Posts: 1,377
Likes: 0
Received 1 Like on 1 Post
Default

In my experience, you will need to take the certificate and a bill of sale....or your sales contract if financed to your motor vehicle department for a vin. inspection. Then they will issue a title. HOWEVER...every state is different. Your best bet is to call your motor vehicle department.
 
  #9  
Old 01-18-2017, 03:56 PM
old polaris tech's Avatar
Polaris ATV Expert
Retired and loving it!
Join Date: Jun 2008
Location: North Texas
Posts: 24,352
Likes: 0
Received 33 Likes on 33 Posts
Default

Strange though that they show that they do title machines in Missouri.Titling & Registration for All-Terrain Vehicles (ATVs)
 
  #10  
Old 01-18-2017, 04:14 PM
HawkeyeRider's Avatar
Chasing trails, Dodging dust devils.
Join Date: Apr 2009
Location: Albuquerque, NM.
Posts: 1,377
Likes: 0
Received 1 Like on 1 Post
Default

I think all states title atvs, but not all states require it. New Mexico isn't mandatory registration. Only if you ride on public lands. Then it has to be titled and registered.(So they can collect their fees)
 



All times are GMT -5. The time now is 01:30 PM.