That's the deal I bought my Scrambler under and if it pops up again, I'd like to take advantage of it and buy a second bike as well. Do they run this promo annually or did I just get lucky?

 

They run that promo a lot.

 

they offered that promo to me when I bought my '02 Scrambler.

 

That 9.9 % doesn't last the length of the loan. It will usually go up to 19% or more after the promotional rate expires. Which is usually 2 years.

Check with your bank or credit union. I got financing for under 7% on all my quads....and that's for the entire length of the loan.

 

I thought the 9.9 was for the length of the loan? they had like 6.9 which was for two years and then went up to 20something becuase you would purchase the quad on a polaris credit card.

 

That's the one I'm talking about then. 9.9 % isn't that good of an interest rate IMO. I don't see how they get 99 a month unless they just figure the loan in months to come up with that payment. Just more interest to pay if that's the case.

 

im pretty sure that is the case 9.9% for the life of the loan. I looked into it to buy a pred or a sp800 and it didn;t seem like a good deal. for the sportsman 800 I remember having to make payments for like 6-7 years it was a long loan. assuming I paid MSRP.

 

How about paying a little more each month,say $300, the loan will go down faster.If you have a tight month you still only have to pay the min. of $99.Since it's a credit card buy,the faster you get it reduced the less the amount you have to pay in interest.

 

I got mine at 5.9 for two years on my predator with polaris card. I pay 300 a month (minimum payment is 59) and it will be paid off in two years. My credit union offers 6% for 4 years. 9.9 is to high to pay for anything unless you have bad credit.

 

I used it to get my '05 SP700 EFI and then switched it to a 0% interest credit card. The $99/month is for the life of the loan. If you pay only $99 a month your loan will go on forever!

I thought about closing out the Polaris card, but I am going to keep it for servicing. Also, it's one card the wife cannot use! ; )