hello

in the near future im planing on buying a yfz450 and i want to know the best way on buying the quad otd.

do i want to finace through the dealer?

or come up front with cash that i would get loaned from a bank or where ever.

and comments would be helpful.

thanx

 

I put mine on a credit card. I applied for and received a new card that was offering 1.9% interest on all balance transfers for the life of the balance, no matter how long I chose to take to pay it off. When I bought my quad, I put the purchase on a different credit card and then immediately transfered it to the 1.9% apr card the next day. I was then locked in at a very low 1.9% for the life of the loan. I've since payed the quad off, but it worked great for the time I was making payments on it. It was a far, far better deal than any bank, credit union, or dealer financing offer that I could have gotten.

 

All the Mfg. have their own credit card at a low rate, the Suzuki Card is 6.9%, thats better than any bank rate, but the 6.9% is only good if you pay it off in 24 months, after that the balance will go at a high rate. What I do is figure out how much I have to pay per month to pay it off in 24 months and pay that amount. Suzuki has a minimun payment of $69 per month. When I purchaced my Eiger I financed $2500 thru Suzuki credit and im paying $220 per month to pay it off in 12 months, there are tons of credit card calculators you can find online that you simply type in the balance and the credit card rate and it tells you how many months it takes to pay off, or you can type in the amount of months you want to pay it off in and it will calculate the total you need to pay.