I know it's different in all states, so make sure you do your homework and have a couple different options and quotes from ins. companys before you go buy. Speaking from experience, get the GAP insurance offered from the dealer. I only paid an additional 400 bucks for it, but it covers(no questions asked), everything the insurance company won't. And depending on the company and your state, that could be the difference between a FULL payoff if something should happen, or leaving you with a bill for a machine that's all messed up. Make sure you're fully covered before you leave that shop. Anything can happen, and will when you least expect it. PROTECT YOURSELF!! You think you can control all(like i did), but you can't control the stupidity of others. "Others", is what you have to be worried about. Got it?.... Get it.

 

what, and why do u need insurance?

 

The same reason you have it on your car/truck, incase it gets stolen or wrecked.

 

Thank you.

Some people drop 10k like it doesn't mean anything though. If you're one of them, I'm jelous.

 

Exactly! I would break down like a little kid and BAWL if i lost all the work and money i put into my quad

 

we have everything we use insured, it sure is nice to know if something happen you get your money back. If our rhino got stolen and there was no insurance on it we would be out 9,500 thats a huge loss I think.

 

Paid about $90 for a year's worth of full-coverage insurance on the X2. Two weeks later, Momma rolled it. Repair bill was about $2500. I will never bitch about the expense of the insurance again. It cost me $90 in premiums and a $200 deductible. Damn better than eating the $2500. I'm gonna keep the insurance for a long time to come.

 

hahaha! But true!