How do you guys and gals afford to pay for all the toys? Not only the ATV's, but all the mods!! If you financed them, is the payment a strain after a few months?

I don't live paycheck to paycheck, but financing houses and cars is one thing - toys are another. I know you have to have fun and enjoy life, but is it worth it? (I'm trying to convince myself that it is!) [img]i/expressions/face-icon-small-happy.gif[/img]

 

I'm getting ready to buy two-one at a time. I've been saving cash. Had to get a truck, though. Bought a used '04 Tacoma and financed for 3 yrs. Now I've got to find a trailer. It's not cheap!

 

My wife and I both financed our bruins... I'm not the greatest at saving money.....dont make enough to save [img]i/expressions/face-icon-small-wink.gif[/img]

I pay 130/mo for the 350 and 100/mo for her 250

 

I'm a firm believer in paying cash for anything that is not going to make you money.

 

I'm also looking at the Bruin (now called Grizzly). $130.00 for how many years? Did you put any money down? Thanks.

 

My dad pays cash for the things we don't need. We payed straight up for our SRT-10, Rhino, KFX400, and all accessories. He only finances the vehicles.

 

I have a JOB, or three.

 

dirtdame, check your pm's

 

I found the best deal to put down about 2 grand, and finance the rest through your personal bank. We only pay about 400 dollars in interest that way, at 190 dollars a month for the 2006 650V2 for a couple years. Then trade it in, using it for the down payment, and finance the rest through the bank again!! Lol

 

For me, I'm at that time in life where my income far exceeds my expenses, kids are grown, and the wife and I want to start having fun. I have always believed in saving up for what you want, you'll appreciate your toys more, and they won't be a financial detriment to your daily lifestyle.

I wouldn't feel good about going out and tearing up something I'm making payments on.

What I own, I own.