Spend instead of save [img]i/expressions/face-icon-small-wink.gif[/img]

 

Paid cash. Had a choice, new truck or new toy. So far up to four toys, still the same truck.

 

ALL PAID FOE!

 

Depends on how bad you want to ride...

For us ATVs are just about a way of life. Anything we do, we see if there is a way to fit our ATVs into the picture.

The only one I "own" is the Honda. We make payments on both the others, and with as much fun as they provide we don't mind doing it.

 

Everyone needs to have something to enjoy and I would have to agree with v2rider. I usually trade my old one in which is hard to get first without having one to trade in, then throw down as much as I can hoping I can put down about half of the balance and pay off the remainder balance at the best promotional rate before it expires. Then again, I think about how much money people spend on cigarettes, alcohol, renting and/or buying DVD's etc, every week and other consequence expenses like late fees, high interests rates and that justifies having a payment for fun to have on. Of course the bills come first and if you don't have enough then you need to find other means of getting one.

 

I agree with most of the replies, but make sure your main obligations are met. Don't use your kids' college fund for a toy, and be aware that $69.00/mo is easy. It's when it jumps up to $200/mo after the 2 yr 'teaser' rate is up that it gets tough.

 

I used to be a bank robber, but then the computer age slowed me down....LOL. Actually, I am a research chemist and I believe in paying cash for everything if possible. My bf750i is paid for and I paid cash for the new polaris 800 x2 DLX. Just mostly been blessed by God to be able to afford things.

 

I basically finance my stuff, unless it's cheap like under $2000.00 then I a pay cash. I generally have the money in the bank to buy my stuff, but for some reason I like seeing the money in my account. Granted I'm paying a higher interest rate on a loan vs. what the bank pays me for my money sitting in the bank.

I never take on more than what I can afford. Meaning that we (my family) can still do things like go on vacations and eat out every weekend. I still put money in my retirement account and have money for my kids college with a little extra so when he gets older I can help him out with a new house or something.

 

hey squeege I love that avatar I think there are alot of people out there that need to buy that gun!!

 

<div class="FTQUOTE"><begin quote>Originally posted by: tencubed

I'm a firm believer in paying cash for anything that is not going to make you money.</end quote></div>

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