I have a Honda Rancher 350 4x4 ES. It's alittle over a year old,and only 720 miles on it. I still have four years to pay four it. The question is- I want the Honda AT with all I have to do is give it gas and the gears change on there on. I have alot on stuff I have add to my Honda 350 4x4. Should I keep this atv longer or trade it in for the one I want. I have a winch,back rack with basket,hand gurads, alumin stick stoppers. Thanks for your help.

 

trade ins always screw you. you will wind up paying more $$$ on top of the price of the new quad. then what happens if you have the AT and want something else? then you have to pay $$$$ on top of that loan. you will never get ahead like this. make it a goal to pay this one off sooner and then get another one. i dont have a 4x4 but i can imagine there is not much performance gain worth getting in all that debt for. dont get me wrong, they are good bikes but if i were you id pay this one off... maybe try to sell it and if i couldnt - well i might keep it or trade it at that point. but the choice is yours.

 

--Reason to leave the extra items on. 1. If your going to sell it yourself and the items MIGHT increase the value of the quad. It might attract someone to buy your quad instead of another one. 2. You just don't feel like taking them off. --Reasons to take the items off. 1. If you can use them on the next quad. 2. It's just not worth leaving the items on because you'll lose money during sale. 3. If you're going to trade it in then take them off. 4. You can take them off to sell separate. To make some extra money back.

I would not trade the quad in because you'll only lose. It will be hard to find a buyer that will give you the money and then wait for you to get the title. (because you'll have to send the payment in.) One reason not to wait would be because you'll only put more miles and wear and tear on the quad. The value will only go down and you'll still have the problem of paying it off to get the title for the next 4 years. You have three choices as I see it. 1. Trade it in and lose money. 2. Find someone that will give you the money and wait for the title. 3. Take out another loan (that wouldn't involve them keeping a title) and pay off the the quad loan. Get the title back and then sell your current quad to pay off the second loan. Then after the second loan is paid off, go out and get the AT. Don't get extra money on the second loan for any reason because it will make it hard to pay off. Don't get any bright ideas to keep the money from the sale of your quad. Pay off the loans so you don't dig yourself a big hole.

 

Trade value is never great on any ATV once it is hauled out of the parking lot.

First of all, keep your accessories.

Everything you mentioned having on your 350ES fits the 400AT as well. Even the winch mount plate is the same.

 

well today me and my brother talked about it. he wants my atv and take over the payments for the 4 years left,and me and him would sign a contract saysing his in charge of the atv and payments. If I do that can I still get another atv in my name even though I am not paying on the other?

 

also when u trade in, they go by book value only. no matter what add ons u have. it happened to my bro. he wanted to trade in a 1 year old warrior with aftermarket everything including susp. and they would give him the book value only. don't do it!!!

 

The 350 will still be in your name at the bank, so it will depend on your credit as to whether you will get a loan for the 400. You would be best off getting your brother to get a loan in his name to pay off your 350. Also will save your butt if he can't make the payments.

 

Hi your best bet would be to let your brother take out a loan and buy it out. That way you are off the hook, he gets a nice wheeler with all the add ons,AND most likely a BETTER rate from the bank then the original payments would give him.