i was wondering about how strict suzuki's credit is to finance a z400. like wat your credit has to be to finance. if its really bad which other manf. is better to got through?

 

Atv's are the hardest thing to finance. because they are so portable, (hard for the bank to get back). But when i got mine they said suzuki was the easiest. but still did not qualify with credit score of 680. so put it under my mothers name. probly not the best thing to do but really wanted it.

 

is it that the more money u put down the better the chance of getting it also?

 

This is true but still hard to get. but if you have alot down that might help.

 

From what I understand also, when you apply for Suzuki Credit you are basically applying for the amount you want on a Suzuki Credit Card. It also works like a credit card. Something like, if you have 2 or more late payments in a 6 month or maybe 1 year period, then your interest rate will go from whatever you have (can't remember if it's 4.99% or 6.99%) to a sky high rate. I was told it could go as high as 25%, but I don't know if that's right or not.....Someone correct me if I'm wrong or you know exactly how it works.

Sounds like if you could get approved for a bank loan you'd be better off to me.....That's what I did.

 

Absolutely try a bank or a credit union first. Unless you are prepared to pay off the "credit loan" early with a big check. Your local banks and credit unions are your best bet. It keeps money in the community and protects you.

 

thanks for all your replies

 

Your right. I refinanced mine. not because I had A late payment but because I bought my Quad 0 Down 6.99% When I started getting the bill's they have hidden charge's on their. After I called them to ask them about these extra charges they tell me. "Well it depend's on where you live".[img]i/expressions/face-icon-small-frown.gif[/img] What's up with that. Made me so made I transfered the balance to my credit card.[img]i/expressions/face-icon-small-smile.gif[/img]

 

HELLO,
MY NAME IS HOLLYWOOD AND I AM A REPRESENATIVE OF XTREME SUZUKI. AT THIS TIME I WOULD LIKE TO OFFER ANY INFORMATIOM ON THE SUZUKI FINANCING. PLEASE GIVE ME A CALL AT YOUR CONVIENENCE @ (866)848-0355 AND ASK FOR HOLLYWOOD.
THANKYOU FOR YOUR TIME