my transunion credit score on credit karma is 655, the rzr is roughly 10,200 and we are going to put $500 down. we have very good income, what are our chances of getting approved?

 

Depends on the dealer. Some will, some won't. If you have good income but still have a lot of debt the banks are less likely to give another loan. Good income and debts paid would be no problem in my mind.

 

Just getting approved doesn't mean it's a good deal. Look at the interest rate.

If you belong to a credit union, check with them.

 

With only 500 down you will probably have high payments if your approved.
As stated before, getting approved is only part of the game what kind of interest rate is another story.

 

X2....credit union is the way to for financing. Most promotional offers the dealer will have are short term as in the deal is for only 2 years of the of a 4 year loan. The last 2 years will leave you in the poor house. A lot of credit unions will match a promotional offer for the full term of the loan.