Is sport quad insurance more then utility quad insurance?
If so how many % more?

And is isurance crazy if yur machine is over 500cc's or what?

 

the insuranse is the same for the twolf i had and the banshee and 300ex i have now, $50.00 a year for a single quad, who cant afford that?

 

oh yeah, cc's dont matter.

 

the cost of insurance depends on what state you live in and the number of accidents or theft's you have there. I'm in MN and going from my Vinson to my BAJA 650, my insurance doubled ($100/yr for the Vinson to $200/yr for the BAJA).

Considering your in Canada, things may be done differently there. But don't expect too much from an insurance company. They are only in it for the money.

 

how much do they typically pay back for a quad that gets stolen or wrecked beyond repair? and if its finacced im assuming they just pay it off like a car?

 

You get the amout paid back to you that you said the quad was worth, then the insurance goes up.