Buying an ATV Questions and suggestions about what to buy, financing, insurance, etc.

Incentives???

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Old 08-06-2006, 10:54 PM
jwsievers's Avatar
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Default Incentives???

I am currently in the market of buying my first quad. I have pretty much narrowed my decision down to the Suzuki Z400 and the Honda 400ex. I know that I want to buy brand new but I don't really know where to start looking as far as pricing goes. Therefore I am asking if anyone knows any rebates or incentives running for either of these two bikes now or in the near future. Also whether or not I should buy through my bank or off a card offered through a dealer. I live in AZ and I am not in any super hurry to buy but I am really craving information on how to go about buying a bike and what things to look for. Any suggestions will help. Thanks guys
 
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Old 08-06-2006, 11:46 PM
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Default Incentives???

Usually the cards through a dealer are going to be higher interest. They may start low for a few years and offer small payments for the first couple years but after 2 years you will find you owe basically what you paid for it and your payment is getting ready to double or triple. I would only use a Card if the interest was low and you could pay extra and pay it off early before they stick it to you.

I am not sure what kinda interest a bank would charge but im guessing would be a little higher than a car. Depending on your credit probally from around 7.5 to 10 but not positive.

Shop around and dont be conned into a I can get you in this for $59 a month for 3 years. Read the fine print !!!! Do the math thats only about $2100 so there is more somewhere.
 
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Old 08-06-2006, 11:54 PM
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As far as pricing goes Ive seen z400 new for right at $5000 and 400ex for a little over $4000 but those prices may be hard to find in arizona from what Ive seen guys post from there.
 
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