I'm 21 Work Part Time but make well enough to make atv payments. I have no Credit but my parents have credit and will Co-Sign for me. Will I even get approved with a co-signer? I don't plan on coming in there with much of a down payment anywhere between 500-1000 dollars. I'm in florida btw and I have been looking at the new 2013 Raptor 700 basic model.

 

Likely if your parents have excellent credit. Credit unions usually have more relaxed credit standards than the banks. The dealer might also have sources of financing.

 

If your parents have good credit they will base the loan on their credit, not how much you make. Co-signing basically means they agree to pay if you can't or don't make the payments. It's a good start towards you getting good credit.