I want a new quad but I need some help. My mom will be getting a loan and I'll be paying her back for my share of it. The problem is she has kinda bad credit. We have collateral to use. If it's an absolute must, we can get a Co-signer, but she prefers we don't. Does anyone know of a good place to go through? Oh I should probably mention that it isn't all for a new bike so it can't be through a cycle shop, half of it will be going to pay off some other bills she has.