So was your insurance company worth the yearly cost once you submitted a claim? Were they just as willing to resolved the claim just as fast as the quote in the beginning?

 

Mine did. I sank my vinson and the paid to repair it. No questions asked.

 

Mine was...paid for all of my repairs when that was about the value of the bike. I basically had a brand new kfx400. On top of that, my ATV insurance paid all of my medical bills (cap of $1000) that my health insurance didn't cover.

 

My ins. paid me blue book value for my stolen quads that weren't recovered. It turned out to be about half the price of new replacements on the first two. So, two stolen and I got enough money to buy one replacement. I had a big argument about what was cosmetic damage on the one that was recovered, but they fixed everything else.

 

if i had insurance it would most likely double or triple the value of my atv the 1st month