Who has their quad insured and how much do you pay?

 

I have 1 insured. 400ex..Everything is covered-just like full coverage auto insurance-About $140-$150 per year. Money well spent!

 

I have both of ours insured...a 99 Honda 450s and a 98 Kawasaki Bayou 300 4x4. I pay $209.00 per year for BOTH. That is liability,comprehensive,& collision, with a $250.00 deductable. Your age,locaion and driving record will effect your rates, but I found that Progressive,offered through my Honda dealership, was by far the best way to go for us. State Farm,who insures our home and cars, wanted $500.00 PER YEAR, PER BIKE!!!

 

I have insurance on my two quads as well and they are both through Progressive. I pay $409.00 per year.
The reason mine is higher is because of where I live. If you live in a larger city or in my case close to a large city you may have to pay more because of it.

Maybe my agent is ripping me off....Oh,,,that's right I am the agent...

 

2000 Rancher 4x4 ES insured through State Farm. Full coverage with $100 deductable. Annual premium is just over $200.

It's worth it. Insures the atv against theft, and damage while towing, riding, etc. They're not covered under homeowners or auto plans! At least mine wasn't.

 

It is covered under your homeowners for theft and Liability as long as the claim occurs at your residence.

That is for Texas..other states may be different.

 

Theift is not covered by homeowners if ocurred at residence for any motered or parts for a motered vehical except lawnmower for me. Found this out after my house was robbed and my four wheeler was in the woods. Had I not found it, I would have been SOL. I quickly insured. Arkansas - Farm Bureau. My two are insured for about $140 each/year.

 

200 TRX350FE-----costs me $28 a month +$336 per year. full coverage, 200 deductable.

i'm 22 and atv's are stolen alot in my area thats why my insurance is a little high but WELL worth it!!!!!

 

I pay 950 a year! Through Progressive I have PIP incase I get hurt the bills will be paid, that was 350, then uninsured/underinsured was 110, comp collision 252/190, liability 53... 2000' 400 EX

 

Call Progressive, that's where most people have their atv's at. Mine is about 120 per atv per year, well worth it.