Found me a car today to replace the totaled out 98 mustang i use to have... My credit rating was a 633... Im 20 years old and wont get an answer till tomorrow... J/C if anyone knows if thats a good credit rating and if i have a chance...

 

That's pretty good for 20 Yrs old. I would say you'll be O.K. depending on how much your spending. What you buyin?

 

What happened to the car? Racing? Stolen? Accident?

 

was suppose to fight this dude and didn't, when we left the gas station we were at he chaced after me. swerved in front of me, and slamed his breaks, i hit him then he pulled forward and back into me as hard as he could, its a messed up deal cuz insurance wont pay for intentional acts, and his insurance has already said they wont pay so mine has too now, and this was without saying that he backed into me afterwards... i have no proof that it happend that way so i can't sue him either... not too mention i have an mip i have to take care of now... im gettin an 02 mustang gt, sliver, black leather, auto, mach sound, 10,000 miles, for 19,200 including the ttl

 

a 633 is pretty good, when you get into the 700s your getting extremly good and are eligable for the best intrest rates. you can request a free copy of you credit report once a year to check and make sure everything is up to date. it's not a bad idea to do this because sometimes any notes or credit cards you have paid off or canceled will still be on your record which will cause you to have a lower score. sometimes the can even have stuff on it that isn't even yours. a few years ago when i was doing a check on mine it showed a fleet credit card account that i had paid off and cancelled which was correct but it showed i had paid of a balance of $45,000! man if i ever owed that much on a card i would be paying the intrest for the rest of my life. i didn't say anything though because it showed i had paid in time and it helped bump my score up. you can get one free report a year and any after that cost like $20.