liability? do some states require that?
i would get full coverage.. whats the sense of just liability?.. unless your required to have it.

 

Liablity covers your butt if you hit somebody or something. Also covers you if someone claims you damaged their property in some way. One mistake no matter how small can destroy you financially for the rest of your life. If you ride your quad anywhere off your property you should have at least liablity and a lot of states require it to trail ride on state trails. I don't carry collision cause I don't do enough with my quad to warrant it. I might go trail riding occasionally but nothing major that would put me in a position to bang up my quad. Liablity simply covers my butt if I do hit something and theft I wanted simply cause the four wheelers appear to be a hot item to lift around here. Jay

 

makes sense..
i got full coverage because the idea of being 200 ft up a hill and turning around on it made me think my quad wouldnt make it to well down the hill if i were to fall off.

 

If I get into serious trail riding I can give a call to my agent and have it put on right away. It was 110 a year for full coverage with 100/300/100 coverage. Jay

 

Thank you so much guys . I'll try one of those insurance comps-- tomorrow.
hopefully i can find a full coverage deal for the pred.
also I have NEVER Had any claims with any insurance car or quad.
Thanks again your all so helpfull.
one last thing for those who think that sometimes I sound like I'am coming off like some Yahoo I'm sorry I am trying to write better so i Sound more normal.WHat do you expect I'm from New jersey!

 

New Joyzey[img]i/expressions/face-icon-small-happy.gif[/img][img]i/expressions/face-icon-small-happy.gif[/img][img]i/expressions/face-icon-small-happy.gif[/img] J/K

 

I pay $133 a year with $250 deductible for full coverage for both of my machines threw American Modern Insurance Group.

 

I have my DS650 Baja through Foremost for about $105/year. A lot of the price difference depends on where you live. Some homeowner policies will cover, but not many. If you're not really tied to living in Jersey, I would suggest moving if possible.

 

I have my Predator insured through Progressive also $240/yr full coverage. Be careful about adding it onto a home owner's policy, if you read the fine print most of those only cover on premise damage. Which means if you ride it anywhere other than your yard, you won't be covered.

Good Luck,
Ryan

 

www.bikeline.com All they insure is toys. Mc's,ATV's, Watercraft....