I just got a price quote from Polaris for insurance for my quads. Has anyone used their insurance? What company are you actually being insured by?

The price seems pretty good but I want find out your thoughts.

Thanks.

 

how much you talkn i pat like 450 for 12months and im a youngin. and its allin my name i had to use it when i wreaked my forman they coverd 1500 in damages for 100 bucks

 

Was that with the polaris insurance?

I am going to need it on my project I am building.

 

Polaris' insurance is underwritten by Markel who happens to be one of the bigger ATV underwriters. No need to go through Polaris though as you would be putting good money into Polaris' pocket for doing nothing but sending you an offer.

I raised the insurance question here a while back after I bought my first ATV back in January. The quote I received in the mail from Polaris (Markel) was about $950 / year which I thought was outrageous however, I found that was almost ball park for us poor saps out here in California! You might do a search for that thread and you'll see a whole bunch of people that are paying a small amount for insurance through Progressive or ATV-Line. If you're in California...you're pretty much screwed. I just received another unsolicited offer from Polaris for the new 500HO I recently bought and that quote was $1050/yr...it just gets better and better don't it? [img]i/expressions/face-icon-small-disgusted.gif[/img]

 

For all us California folks, if you buy comprehensive and liability, you won't pay too much. Tack on Collision, and you're screwed. Comprehensive is good, especially if you're making payments. When your house burns down, or that skumbag goes into your garage and rips off your new ride, you're covered. I went through Progressive, and I think I paid $271 for a year for both my Sportsman and Prairie (comp and liability only). Don't use their web site. Call them instead. Who knows why, but there's a major difference in price. I would shop around. Others may be cheaper.

An interesting note. I called them recently to add my KLR-650 to my policy. My total price went down by $2 to insure them all. In other words, it was free to add the motorcycle, and I got money back, too. WTF?

 

WOW here in IL i pay 232.00 a year at AllState ... for comprehensive and liability.

 

Well, thanks for all the info. I just called progressive. $250 deductible, full coverage ($50,000/$100,000) without medical (military covers med). Wife and I have clean driving records, and are both in our early 30's. Live in Las Vegas and keep the quads in the garage.

$544 a year for the quads below. Not too shabby! I am now insured.

Thanks again!

 

Geeez! [img]i/expressions/face-icon-small-sad.gif[/img] I wish! I'm gonna try again now that I have 2 but I ain't holdin' my breath! [img]i/expressions/face-icon-small-blush.gif[/img]

 

Also try State Farm I was paying 12.00 a month for full coverage on
my scrammy.

We use progessive for out motorcycles.


See ya

DAna

 

I just called progressive and they told me $363.00 a year....or $33.00 a month for 11 months. I think thats high..I'm going to call state farm tomorrow. $12.00 a month sounds good to me. That would be sweet.