I like the cliffs alot, mostly as its about 30min away! Its mostly wooded trails and jeep trails. It does have some jumps and straits, but mostly wood trails. It does have tons of mud spots and will really test your 4x4 and mud skills! For $22 a day it seems high but its so close for me. I would love to get back down to the badlands this year.

If you are interested in going to the cliffs this summer let me know! I ride ALOT and can never seem to find anyone else that likes to ride alot. Most the guys I ride with go about 4-5 times a year and thats it.

 

I have only taken out one loan, and it was not for a 4 wheeler it was for my bike, but the way I Understand it is that a loan for a recreational vehicle will have much higher interest than a car, or home...My interest rate was 9% w/ a qualified co-signer

 

if you have good credit your better off going with the brand sponsored deal and transfering the balance at the end of the deal to a low interest credit card. If you dont have good credit of no credit go to the bank with paystubs and 10% and take out a two year loan on the ATV. This way you will not pay much interest over the two years and you will have credit after two years to buy whatever you want and very low interest.

 

Hey jimk72,
Where always looking for more people to ride with. We also do a lot of riding in MI and WI. You should check out illinoisatvtrailmasters.com. It's a good club to join for rider's in IL and it cost nothing. They have a lot of get-together's. Check them out. I'll PM you my email address so we can do some riding this summer.

 

Another reason quad qualifyingis hard is the fact is it's not something you need, it's a toy. It's also a liability for the loan company because they can be stored at other locations and if the buyer doesn't pay the fact remains that they can't retain possesion of the property. This is also another reason for the higher interest rates on rec Veh.