I've been searching for the past couple weeks for a four wheeler, I've never owned a bike but spent a lot of time on them growing up. I've found a bike I'm interested in on Kijiji it's a 2013, and I was wondering what I should look out for (friend of mine who knows lots about bikes is going with me to check it out), how it will work switching it into my name, how getting a bank loan works for the bike considering it's a private sale, and how do I know for sure he doesn't owe anything on the bike? Thanks!

 

If a person has a bank loan (a lien) you should be able to find out about it using the Vehicle Identification Number (VIN). The present owner would not have a title to the bike since he/she hasn't paid off the lien. It kind of depends on the make of the bike to know what's exceptable and what isn't. If you can bring a knowledgeable friend with you to look at it and possibly ride it that would help you figure things out. To switch it to your name depends on the state. Some require a title some don't. I'd be hesitant about buying a quad that doesn't have a title. If it's Chinese made avoid it like the plague.

 

It's a Polaris sportsman 500, with only 500 miles on it. Assuming the owners owes on it would the dealer (he bought it from) be able to switch everything over for us?

 

Check with your local dmv as to what is needed to get the machine switched to you. If you can find a dealer to do the paperwork, you are only going to be paying them to do what you should be able to do on your own.

 

X2 Check with your local DMV. They can answer registration and ownership questions far better than we can.