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Massachusetts ATV insurance rate

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  #1  
Old 01-10-2009, 02:54 AM
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Default Massachusetts ATV insurance rate

I got a price to insure the two XPs and was disappointed but not surprised at how much it cost. I can't remember the company my agent was quoting but it included theft, liability, property damage and collision. The cost for both was $900 plus.

I was wondering how that compares in coverage and expense to what others are paying? At almost a G note I am inclined not to do it, any thoughts on that also? I am thinking I may be better off using the money to pay for a million dollar umbrella policy.

Should be picking the twins up in less than 8 hours.... yahoooo

thanks in advance for info!

Ruggo
 
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Old 01-10-2009, 10:45 AM
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Default Massachusetts ATV insurance rate

Get a different quote?
 
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Old 01-10-2009, 11:29 AM
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Default Massachusetts ATV insurance rate

Check with Progressive. I have them with my road bike. All insurance will very from state to state. In NC they will give you insurance points for any tickets and accidents. If you stay under $1200 damage per accident they will not raise your rates. If you have a claim over $1200 they will increase your rates. Also keeps your powersports insurance seperate from your auto. In NC if you have a claim on the powersport, it will not raise your auto insurance. This might very from state to state also. Check with a local agent. It's a free call
 
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Old 01-10-2009, 12:49 PM
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Default Massachusetts ATV insurance rate

Markel is another option. They has excellent service......I totaled an 01 Sportsman and they paid for me to buy another one. It was around $150 per year.
 
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Old 01-10-2009, 04:08 PM
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Default Massachusetts ATV insurance rate

That seem real high. I am in Ontario, Canada and I pay bit under $300, that is for theft, liability, collision.
 
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Old 01-10-2009, 04:28 PM
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Default Massachusetts ATV insurance rate

I have all my insurance with a fairly good size agency. They said the provided quote was from the only company they do business with that covers ATV's. I heard it wasn't long ago you could not even get ATV insurance in Mass. This created problems with the states that require insurance coverage. I believe NH has an exemption for Mass ATV's, I believe it is required in VT and it will also prevent me from riding into Canada as they also require it with no exceptions. I don't even care about the collision but theft of 2 XPs would hurt and liability insurance would be good. I'll check with Progressive and perhaps someone in Mass has already gone through this.

thanks

Ruggo
 
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Old 01-10-2009, 10:38 PM
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Default Massachusetts ATV insurance rate

in nh i pay $130 a year with progressive
 
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Old 01-10-2009, 11:34 PM
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Default Massachusetts ATV insurance rate

I'm getting Insurance this week full coverage (collision, liability etc) I will post the rate back and if its better I'll give you the number to the company-
 
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Old 01-11-2009, 09:40 AM
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Default Massachusetts ATV insurance rate

WildWest1011 and Mrpepane are you able to purchase the policy direct from the company. If so please post any contact info you may have.

thanks

ruggo
 
  #10  
Old 01-11-2009, 09:51 AM
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Default Massachusetts ATV insurance rate

I haven't insured my 850 but my 05 500 SP was only like $140. Im with Shelter if your wondering...
 


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