Recommendations?

I dont need factory sponsored race level gear.
But good chest/back and shoulder protection?
Had a blast my first time out on a trail but if I hadn't had good reflexes I would have ruptured a nipple!

that probably would have led to whining like a kid tear distorted vision a bit of swearing and driving off into the brush on a mountain cut OHV trail . . .

so . . yeah . . what a decently made chest protector without spending more than I paid for the ATV?