What insurance do you have? - Page 2 - ATVConnection.com ATV Enthusiast Community



STOLEN This area is for listing STOLEN ATV's, Motorcycles, Boats, Snowmobiles, Toys, ETC:.

Reply
 
Thread Tools Search this Thread
  #11  
Old 11-24-2016, 09:25 AM
Trailblazer
 
Join Date: Sep 2013
Posts: 80
Default

Mine is Geico.
Reply With Quote
  #12  
Old 11-24-2016, 03:03 PM
jumbofrank's Avatar
Moto Psycho
Thread Starter
 
Join Date: May 2008
Location: Michigan
Posts: 7,593
Default

How much is insurance through Geico? When I looked into getting mine ensured by them they said they insured motorcycles but not ATVs. I'm not sure how many years ago that was but maybe I should look into it again.
Reply With Quote
  #13  
Old 11-24-2016, 09:12 PM
Kymco 450i's Avatar
Pro Rider
 
Join Date: Jan 2016
Location: Perrysburg Ohio
Posts: 863
Default

Insurance cost all depends in the area in which you live. I have received many quotes from Geico over the years and in my area they are a bit pricey. I am told they are competitive in other areas. You really need to shop around every couple to 3 years to see whose rates have come down.
Reply With Quote
  #14  
Old 11-07-2017, 12:12 AM
jumbofrank's Avatar
Moto Psycho
Thread Starter
 
Join Date: May 2008
Location: Michigan
Posts: 7,593
Default

It's that time of year again and I didn't shop around. I just renewed my Progressive policy. It's still $75 a year and I set up a payment on one of my credit cards. I get 1.5% cash back so there's another $1.13 in my pocket. If I paid $23.75 a month for 4 months it would cost $95 total since there's a $5 fee tacked on to each payment.

Here's where it gets interesting. My comprehensive deductible was $100 and my collision deductible was $500. I thought I could save a few bucks if I changed the comp to $500. I went online today and entered the change and when I was ready to finalize it, the price came up and it would still be $75 a year. Needless to say I didn't change it. I'd rather pay $100 than $500 if it was stolen or whatever. After I chatted online for about 20 minutes I found out that my coverage is as cheap as it can get. Also they said I could change my collision deductible to $250, the lowest amount I can get, for the same price. I just changed it online tonight and now my deductibles are $100 and $250, and it costs the same exact amount as it would if my deductibles were $500 and $500. It's been years since I visited my agent but he could have told me that a long time ago if I did. The really odd thing is that the price of each individual thing on the bill is different but the total is still $75 a year, and I still get up to $3,000 accessory coverage free.
Reply With Quote
Reply



Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools Search this Thread
Search this Thread:

Advanced Search

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off



All times are GMT -5. The time now is 02:36 PM.


We are a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for us to earn fees by linking to Amazon.com and affiliated sites.
 
  • Ask a Question
    Get answers from community experts
Question Title:
Description:
Your question will be posted in: