pmkhead and mobyguzzer...who do you have your insurance through, what is you deductible, and is liability included, or just vehicle damage? Mine is a 500 deductible which seems crazy. That said, I have USAA, which is generally cheaper than anyone else since it's a policy holder owned company.

 

Well, we pay $400/yr for both our ATV's. That's full coverage (which we got from Allstate, where we have car and home owners insurance) too.

 

Found it! We insure through Foremost and its $320 for the three larger quads. We don't carry coverage on the Honda as they don't want to insure youth bikes. With one daughter without a drivers license we had to identify which quad was the "youth quad". I broke it up into two payments a year to take the sting out of it.

 

today i went to my insurance broker to find some things out to put liability it is about 240 a year (200,000.) to put storage ins (fire and theft only while parked in my garage) it is about 90 a year to get those 2 quotes it took about 45 mins. so i didnt have time to get any others. i guess the guy who quoted me 1600. didnt know what he was talking about.

 

Yeah, or maybe he was 'politely' saying he didn't want to insure your quads...