I live in California and go thorugh Liberty Mutual on my 2004 Polaris Sportman 700. Just got my yearly renewal in the mail two days ago. Price for this year is $96. This includes coverage for both damage and theft, with a $200 deductible.

 

Progressive!

 

I have State Farm. Liability only costs me $20.80 per year! But due to the fact I am an "old guy" with a good driving record and my ATV is 16 years old they must think I need a big discount!![img]i/expressions/face-icon-small-happy.gif[/img][img]i/expressions/face-icon-small-mad.gif[/img]

 

Not sure if you are still interested but Foremost Insurance company will write in NJ. Not cheap but they have alot of options and pricing flexibility.