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ATV Insurance by Markel American Insurance Company (ATV Line)

Buying an ATV Questions and suggestions about what to buy, financing, insurance, etc.

ATV Insurance by Markel American Insurance Company (ATV Line)

  #21  
Old 04-27-2005, 03:02 PM
Trailblazer
Join Date: Apr 2005
Posts: 39
Default ATV Insurance by Markel American Insurance Company (ATV Line)

I did the online quote with Markel as well and it was around $80.00 a year for basic comp and a $500 deduct. Basically all I want is protection against theft. I'm just curious why others are opting for uninsured, underinsured, medical, etc. if the ATV is only driven (at least mine will be) off road etc. Its not like someone will T-bone you down some loney stretch of desert road... I really don't plan on anyone else using my quad except for my wife and I and also figure if we get hurt then our regular medical coverage would be used. Just wondering why some are "double" insuring themselves - maybe I'm looking at this completely wrong? Any comments?
 
  #22  
Old 04-27-2005, 09:19 PM
Trailblazer
Join Date: Feb 2005
Posts: 51
Default ATV Insurance by Markel American Insurance Company (ATV Line)

The reason I would fully insure mine is incase for some ungodly reason it were to fall off the trailer or the back of my or someone else's truck while going down the road. Crazier things have happened right.
 
  #23  
Old 04-28-2005, 12:19 PM
Trailblazer
Join Date: Apr 2005
Posts: 39
Default ATV Insurance by Markel American Insurance Company (ATV Line)

That makes sense. So in that instance would that be considered a collision or a comprehensive? Thanks.
 
  #24  
Old 04-28-2005, 08:03 PM
Trailblazer
Join Date: Feb 2005
Posts: 51
Default ATV Insurance by Markel American Insurance Company (ATV Line)

I would say comprehensive, but am not sure.
 
  #25  
Old 04-30-2005, 12:28 PM
Weekend Warrior
Join Date: Nov 2002
Posts: 19
Default ATV Insurance by Markel American Insurance Company (ATV Line)

I'd guess comp since its not moving on its own power.
 
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