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ATV Insurance by Markel American Insurance Company (ATV Line)

Buying an ATV Questions and suggestions about what to buy, financing, insurance, etc.

ATV Insurance by Markel American Insurance Company (ATV Line)

  #1  
Old 02-08-2005, 12:53 PM
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Default ATV Insurance by Markel American Insurance Company (ATV Line)

Anyone have any experience with them? Good or bad? I am looking around for a company to insure my Grizzly. Any feedback will be greatly appreciated.
 
  #2  
Old 02-08-2005, 01:02 PM
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Default ATV Insurance by Markel American Insurance Company (ATV Line)

That is who I have all three of mine insured through. Full coverage for all three is 512 a year. That's comp/collision, theft, medical with a 250 dollar deductable. Haven't had to use them, so I can't say for sure how good they are, but always had good customer service with any questions I had in the past.
 
  #3  
Old 02-08-2005, 01:04 PM
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Default ATV Insurance by Markel American Insurance Company (ATV Line)

I just want to make sure they are legit and pay claims, etc. I dont want a hastle. I want to know that I have good coverage etc. Thanks for the input.
 
  #4  
Old 02-09-2005, 07:13 PM
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Default ATV Insurance by Markel American Insurance Company (ATV Line)

Something to remember no matter who you use, they are not covering all the mods, just the stock machine. You can probably get them to cover them, but expect to pay more.
 
  #5  
Old 02-09-2005, 11:13 PM
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Default ATV Insurance by Markel American Insurance Company (ATV Line)

I maxed out all my coverages. The only other thing I can think is that I am 25 and rated me becuase of my age. Also Markel gives upto 40% discounts for insuring more than one vehicle and well as discounts for conitinuing coverage for multiple years. FYI, my credit and driving record are perfect, so it wasn't that either...
Below is my coverage:

Bodily Injury Liability - $100,010 Per Person/$300,010 Per Accident
Property Damage Liability - $50,010 Per Accident
Uninsured/Underinsured Motorist - $100,010 Per Person/$300,010 Per Accident
Comprehensive - $505 Deductible
Collision - $505 Deductible

Also I insured upto $3000 of actual cash value per accident for accesories.

I have way to much invested to take any chances. I would rather be safe than sorry. $906 is nothing when you are out over $10k if it get's stolen, etc.
 
  #6  
Old 02-10-2005, 07:54 AM
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Default ATV Insurance by Markel American Insurance Company (ATV Line)

That's not bad for covering all the accessories. Seriously hope you never use it.
 
  #7  
Old 02-10-2005, 08:56 AM
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Default ATV Insurance by Markel American Insurance Company (ATV Line)

Yeah I hope I never have to either. Thanks for the feedback...
 
  #8  
Old 02-10-2005, 09:22 AM
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Default ATV Insurance by Markel American Insurance Company (ATV Line)

Is that (holding onto something) $906 for a year of coverage?
 
  #9  
Old 02-10-2005, 12:33 PM
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Default ATV Insurance by Markel American Insurance Company (ATV Line)

I don't quite understand your statement?
 
  #10  
Old 02-10-2005, 12:38 PM
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Default ATV Insurance by Markel American Insurance Company (ATV Line)

Originally posted by: Bronson90
I don't quite understand your statement?
My thoughts were $906 is expensive for your atv and accessories. I insure a 20 sum thousand dollar truck for about that yearly. My Raptor is insured for up to $6500 and I pay about $150 yearly.
 

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