well i looked on the freecreditreport.com site and it was like 671 and i only have 1 loan and i never miss a payment and honda still said no so i am not sure i guess it's a long ride ahead of me prolly going to look at yamaha grizzley or something like that i just dont understand my buddy's credit score is like 411 and has 4 loans and only makes like 1200 a month and he just got a 2009 700xx with no money down and i was going to put 1200 down but i guess it gives me more choices

 

Each manufacturer has its own bank that they make loans through. Some banks are very skiddish right now about loans. It all started when Barney Frank and Bill Clinton made the federal loan institutions right loans to low income people who really couldn't afford mortgages. Then the FDIC started pressuring banks to do the same. My wife has been working for banks for over 30 years and I remember talking to her about the loans to poor credit risks. It started a tidal wave that we are feeling now. So the banks that Honda uses might have been effected badly by what's going on. I hope you are able to get into a new quad.

 

the thing is it was just only 2 weeks ago or so

 

try getting a OTDP (out the door price) from your dealer and taking it to your bank and see if they will issue you a loan for the quad. You will more than likely get an even better interest rate from your bank then you would of thru honda

 

well, they called me today and when they put the app in they put that i made 200$ a month so now i am going to pick it up on my next day off interst rate at 2.89% i will get pics up as soon as i get it eventhough it will be bone stock [img]i/expressions/face-icon-small-tongue.gif[/img]

 

Great news!

 

good for you hope you enjoy it!