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How to obtain title for Financed Bike??

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Old 02-18-2004, 01:19 AM
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Default How to obtain title for Financed Bike??

I was told that even if financing a bike that I should be able to get the title before it is paid off?...Is this correct......The main reason is that I am moving to florida and there are seveal riding areas that require a Title in order to register your atv......Also Can I transfer My registration from NJ To florida without the title?

Any info is greatly appreciated......
 
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Old 02-18-2004, 01:48 AM
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Default How to obtain title for Financed Bike??

as well as california you may register the bike in your name but the title or leanholder is alwaysin the bank/fianace companys name
 
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Old 02-18-2004, 01:51 AM
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Default How to obtain title for Financed Bike??

Can I get Registration ?.......Florida requires proof of ownership for offf road riding......Is the bill of sale good enough?....
 
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Old 02-18-2004, 02:23 AM
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Default How to obtain title for Financed Bike??

Bill of sale should be fine. May take some paperwork pushing since you don't have registration now to transfer.
 
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Old 02-18-2004, 03:31 AM
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Default How to obtain title for Financed Bike??

I'm sure the lawmakers in florida were smart enough to figure out that people might finance their vehicles. They should have a way of doing it. You do own the ATV, it's just that you are sharing ownership until it's payed off.
 
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Old 02-18-2004, 03:47 AM
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Default How to obtain title for Financed Bike??

Originally posted by: DuneMe
Bill of sale should be fine. May take some paperwork pushing since you don't have registration now to transfer.


I actually have a NJ Reg. Card
 
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Old 02-20-2004, 02:43 AM
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Default How to obtain title for Financed Bike??

You will not receive title unti it is paid in full. You should however have a registration slip of some sort issued by the state. The title is the creditor's leverage. It is thier proof that they still hold interest in the bike. If a finance company sent me a title, I'd stop paying them! lol
 
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Old 02-20-2004, 03:05 AM
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Default How to obtain title for Financed Bike??

I know a guy who the finance company accidentally sent him the title on his car - they kept calling & asking for it but he wouldn't give ti back. He kept making the payments as far as I know.
 
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Old 02-20-2004, 09:35 AM
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Default How to obtain title for Financed Bike??

I talked to my finance company & they are sending me the Title....They said they are able to give it to me because they are listed on it as the Lienholder....So therefore I have a title in my name but also with them on it .....Didn't know it was that easy to get it...Just have to call your finance company.......Thanx For everyone's Replys and I hope this information helps you .......

I can now have the title and am able to register with the Florida State forests when I move......
 
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Old 02-20-2004, 11:51 AM
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Default How to obtain title for Financed Bike??

It may be different from state to state since it's a state issued document.
 
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