Insurance Coverage and Costs
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Insurance Coverage and Costs
I'm curious what others have for insurance coverage, and what they are paying for insurance for their quads. I have a 2003 Outlander 330 4x4, and my wife a 2004 Outlander 330 4x4.
We are insured for $100,000 bodily injury each accident ($50,000 each person), $50,000 property damage, $100,000 medical payments, $100,000 Uninsured Motorists Bodily Injury each accident ($50,000 each person), Actual Cash Value for Comprehensive (less a $50 deductible) and Collision (less a $250 deductible).
The insurance premium for my 2003 is $182.40, and her 2004 is $216.80 every six months. This is in Maine.
These premiums seem high to me. I have a 1999 Dodge Ram 1500, my wife a 1999 Dodge Ram 1500 van. The quad's insurance each is only $76 - $105 less every six months than our truck/van. For the number of miles we drive our vehicles compared to our quads, it seems abnormally high.
Dave Young
We are insured for $100,000 bodily injury each accident ($50,000 each person), $50,000 property damage, $100,000 medical payments, $100,000 Uninsured Motorists Bodily Injury each accident ($50,000 each person), Actual Cash Value for Comprehensive (less a $50 deductible) and Collision (less a $250 deductible).
The insurance premium for my 2003 is $182.40, and her 2004 is $216.80 every six months. This is in Maine.
These premiums seem high to me. I have a 1999 Dodge Ram 1500, my wife a 1999 Dodge Ram 1500 van. The quad's insurance each is only $76 - $105 less every six months than our truck/van. For the number of miles we drive our vehicles compared to our quads, it seems abnormally high.
Dave Young
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