Hello,
I am looking for advice what is the best type of rear ATV brake system. I am currently looking the the AC 700H1, Grizzly 700 and the KQ 750AXi. All 2009 ATVs.

The Grizzly has 4 wheel disc brakes. I guessing this is probably the best type...

AC as a single hydrualic disc brake.

KQ has a oil bathed multic disc.

I really like the KQ. How good and reliable are the oil bathed rear brakes? I was told by a dealer that ATV tow ratings are set on how well an ATV can stop with a load. The KQ has a much lower rack and tow rating. Is this a sign of a bad or not so good rear brake system?

Please Help!