I should have mentioned that insurance is required by lenders here in MN. If the financing is through Kawi, that might be different, but I don't suspect it would be. Especially if the machine is badly damaged or stolen, the lender is at risk of the borrower defaulting on the loan and leaving a P.O.S. to repo. But in most cases here, they might seek damages to cover repairs or the cost of the vehicle if totalled.

 

I purchased the v-force late December just looked at my paper work and it says 4.9 for three yrs with the kawaski card there is no mention of needing full coverage insurance and I live in MN even though I definately have full coverage I would not want to be stuck with somthing I can't ride!!!