Well I called and got my policy from Polaristar, and the total premium was $73.00 for 1 year. I have 25,000/50,000 on bodily injury, 20,000 on property damage and 1,000 in accessory coverage with a 250 deductible. They gave me a discount for having a saftey course and for switching to them. Not a bad deal for full coverage considering I paid 173 last year for the same amount of coverage from a different company. I like it when more money is left in my wallet to use for other things, like MODS[img]i/expressions/face-icon-small-happy.gif[/img]!!

Work to live, but live to ride!!

 

archerr,
question,
IF your wheeler is stolen, how do they establish a value?
and BEFORE they pay you for the loss, did they have any stipulations on how the ATV was/wasn't secured?
-MT

 

mtpockets, I'm not sure how they establish the value, but I save every reciept, from the bike itself to every single thing I put on it, so I know the value down to the penny. I am in the garage door business and I use only the most secure GD opener there is period, the chances of someone else opening my door is one in a hundred billion. Even if by some chance someone got in, the bike is chained to the trailer it sits on and the coupler is locked so good luck to em. When the policy comes in the mail I will read it over and post any stipulations it my have.

Work to live, but live to ride!!

 

My homeowners insurance is what i use its free

 

profish00, Please read over your homeowners policy, it does not cover atv's and the damage they my cause. In Pa. it is now mandatory that we carry liability insurance (just like a car) and suffer the same repercusions if caught without it. I paid a chunk of money for my ride and all the mods, I want it covered not matter what.[img]i/expressions/face-icon-small-wink.gif[/img]

Work to live, but live to ride!!