I put mine right on on my car policy. It's something like $14 extra a month. My brother has his on his car policy, made a claim and it didn't even make his premium go up.

 

I had mine on my car policy, but when I made the first and only claim, it cost me a month what both of my vehicles cost together. Needless to say I went to Farmers and they charge me like 160 a year.

 

I know what your sayin man, people in mall parking lots here in Minnesota open up a white van and ask if we need any home audio or car audio, depending on what they are selling that day. If you name a price you can take it. I'm not dumb enough to buy it though. But I do know a few people that have gotten deals. car audio = 2 12" subs they are $300 a piece in a store, my friend got em' for $320 for 2.

 

Although people do sell stolen goods that way(the dumb ones), most people that you see just pull up to you and open the van doors are scammers and not out and out crooks. Heres how it works......

-They get a vending liscense(yep, they get a permit to sell an item or items)

-They load a van with alot of similar items that are basically crap(usually electronics) that they legally paid for.

-They pull up and 'act' like they are crooks trying to rid themselves of 'hot' expensive items.

- People do not have time to research what they are looking at, but know this 'has' to be a great deal.

- They buy crap, or fakes, at way above the price the man in the van paid....but feel good until the realize they have be scammed.

-----Guy in van is never seen again.....cause you didn't get a receipt for you 'legal' purchase. Yep, it was legal.....and you have no way of doing anything about it.

 

Insurance on my Raptor is $250 a year I think. But I'm high risk considering I'm under 25 years of age. You better hold on to that 98' Raptor....cause your the only one that has one.