Hey, I'm 19 years old, 20 in sept. Would I be able to finance a Quadracer R450 with zero credit( zero as in I've never financed anything)? About how much do you think my monthly payments would be?


Heres Suzuki's financing page:
http://www.suzukicycles.com/pr...ialDeals/Default.aspx


Thanks.

 

Depends on your job. If you have a credit card & have made payments on time or pay it off every month, you should actually have OK credit already.

As far as payments, nothing down + interest..... $150-200 per month for a 48 month loan. Don't finance on a "Suzuki Card" yah, the payments are cheap for the first few months- 1 yr. then the interest goes to 20% & payments are $200 per month AND you aren't paying $hit on the principle.... basicly interest only.

Finance thru a local credit union or bank. You'll be WAYYYYY better off.

 

Listen carefully. Do exactly as theCATman says. Line up your potential credit first, then go quad shopping.

Jaybee

 

exactly right. banks and credit unions are better than the oem cards. dont get roped in by the oems credit cards. i will say that i did use honda before but they had striaght 6%, no fluctiations, no honda card, just normal financing. beat every bank around by at least 3-5% at the time. expect a bank to be at least 9% and up on an atv though. thats for good credit too. its not like a car. atvs are considered higher risk item and the bank has to go through more trouble to repossess it, and get their money back out of it.