I know this is not the right place to ask this ? but i know that all of you can help me out where can i get a decent price on atv insurance please list websites or phone #'s etc.i tried Progressive but they gave me 2 different prices on pretty much the same machine i own outright a 2002 Yamaha Grizzly 660 and i make payment on a 2003 Yamaha Grizzly 660 but my rate is over $200 difference between the 2 quads?? Thanks Tony

 

I got my 2002 Rancher ES insured through my insurance agent at State Farm. I have fire, theft and vandalism coverage with a $500 deductable for $84/year. I had collision coverage on it to cover it if it fell off my trailer while on the road or something. I removed the collision coverage after 6 months b/c it cost an extra $101/year and I figured the money would be better spent elsewhere. I was shocked by some of the premiums that I've heard some people have gotten quoted. I'm not sure why I have got such a low rate. I double checked with my agent to make sure it is accurately covered and he said it was. Although, my family has had the same insurance agent for about 24 years or so, so that might have something to do with it.

 

Here is the insurance that we use check them out.

ATV insurance!

 

ya i just bought full covarge for my 2003 sportsman 400.. and it was 160.. its thru are local insurance. ( brown and brown).. its 1-315-594-8001

 

I just checked with my Allstate agent here in NC and he told me that my ATV was covered under my homeowners insurance policy.

 

I had to get mine through Polaristar (Markel Insurance) because my home owners wouldn't write an ATV policy in WV and I couldn't find any local companies that would write a stand-alone policy---if I had vehicle or other insurance with them it was no problem.....

I think the atv-line link above is from Markel Insur.....

 

I guess that is the key... I have auto insurance along with homeowners...

 

I use State Farm in Illinois for all 3 bikes and pay about 160 each for full coverage.

 

Progressive Insurance-the best example of organized crime in the USA


If your homeowners insurance company says that your quad is covered on your homeowners policy , get it in writing from your agent. When it gets stolen, or burned up in a fire, they will tell you that it has an engine, and a title, therefore it needs its own policy.

I have mine through the same company in the hyperlink above.

 

The way the policy reads as I was told by the agents assistant... The ATV has to be used to service the property not necessarly how much it services the property. I have a rincon with a winch and I have on occasion pulled out bushes with my winch. In addition, I have some tree limbs that were hanging and I moved them with the ATV so, I think, technically, I fit that description, and therefore, he says, I am covered with a 500 buck deductible.