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Raptor Crash. Should i turn this stuff into insurrance?

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  #11  
Old 07-10-2004, 02:50 PM
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Default Raptor Crash. Should i turn this stuff into insurrance?

Thanks for the info everyone.
I'm going to get some stuff ordered this weekend.
I miss the Raptor already and it's only been a couple days.
 
  #12  
Old 07-10-2004, 03:21 PM
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Default Raptor Crash. Should i turn this stuff into insurrance?

Originally posted by: ccgrady
i turned mine into statefarm and they covered it no problems. The problem is they classified it as a fault accidnet and my rates on the atv's and automobiles went up. The tow straps broke and the quad fell off the trailer which i dont think is a fault issue. I asked before i turned it in and they said nothing would change it was like being caught in a hail storm and not to worry about it. if its close on money just pay out of pocket.
I am an independant insurance agent here in Utah, but I sometimes work with the big name carriers on claims. The damage done to your quad was a result of a collision with the pavement in which it probably rolled which a roll over is also a collision claim. Collision claims 99% raise your insurance. The secret is to get a policy with a low comprehensive deductible say $100.00 or so because comprehensive is less expensive than collision so do a 100 comp/ 500 coll ded that way if you report the claim in a way that the insurance company will rate it as a comp claim then your deductible will be lower and comp claims never raise your insurance.

- Black Raptor - What is your comp deductible? If it's lower then it might be worth claiming but you'd have to give them a story about how the damage happened from some other source than you riding. What I mean is if you turn it in try to get them to believe it happened while it was garaged or something, like you had it on a lift to work on it and it fell off. Something like that should be a comp claim. If anyone asks you didn't hear this from me.
 
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Old 07-10-2004, 03:28 PM
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Default Raptor Crash. Should i turn this stuff into insurrance?

Originally posted by: BlackRaptor
Your right
can anyone tell me if these are good and are a good price?
ebay link

also if i go 2+ do i need new break lines and shocks?
Of course you need them [img]i/expressions/face-icon-small-happy.gif[/img]



Brakes lines, ya you do need em.
Shocks, not nessacery, but would handle better

Make sure you have an aftermarket axle 2...don't want it looking too weird now do you? [img]i/expressions/face-icon-small-happy.gif[/img]
 
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