ATVConnection.com ATV Enthusiast Community

Buying an ATV Questions and suggestions about what to buy, financing, insurance, etc.

Thinking about family ATV's, what other expenses do I need to concider?

Thread Tools
 
Search this Thread
 
  #11  
Old 06-07-2006, 04:07 PM
bberck's Avatar
Pro Rider
Join Date: Mar 2005
Posts: 958
Likes: 0
Received 0 Likes on 0 Posts
Default Thinking about family ATV's, what other expenses do I need to concider?
Check your home owners because most these days will not cover a atv even if stolen from the house. Its a loop-hole alot have added because of theft. Mine will cover my riding lawn mower but not my atv's. I think my full coverage insurance ran $200 a year and its the same type of policy you would have on a street bike. If I role it down a hill they will pay to fix.

You better add money for accesorries! If you can stay away from them your better than most on here lol
I could probally buy a quad a year on what on spend on toys for mine hehe
 
Reply Like
  #12  
Old 06-07-2006, 07:39 PM
v2rider's Avatar
Extreme Pro Rider
Join Date: Jan 2006
Posts: 3,752
Likes: 0
Received 0 Likes on 0 Posts
Default Thinking about family ATV's, what other expenses do I need to concider?
Originally posted by: Catterman
Insurance is a must around here, it is even the law for ATV's. Your homeowners will cover you if it is stolen from your house, but not if you are on the trails and crash. [img]i/expressions/face-icon-small-sad.gif[/img]

Also you will need mods! Tires are the most popular. [img]i/expressions/face-icon-small-smile.gif[/img]

Hotel expense for trips [img]i/expressions/face-icon-small-happy.gif[/img]

membership fees to online ATV fourms. [img]i/expressions/face-icon-small-sad.gif[/img]

Paying Catterman $100 for his great advice. [img]i/expressions/face-icon-small-happy.gif[/img]

Membership fees for local ATV club. [img]i/expressions/face-icon-small-happy.gif[/img]
Catterman, are you sure its law???? Ive never had insurance on mine, and asked my dealer when buying because at a car dealer you have to show proof, but my dealer said its not a law, but its recomended. If its a law i want to know so i can get it!! Do you have a link or site to show me?
 
Reply Like
  #13  
Old 06-08-2006, 12:54 AM
DDDonkey's Avatar
Pro Rider
Join Date: Jan 2006
Posts: 250
Likes: 0
Received 0 Likes on 0 Posts
Default Thinking about family ATV's, what other expenses do I need to concider?
I have insurance through USAA, but you have to be millitary to get it. It is well worth it, I pay like $200 a year for everything with a $500 deductable. Better safe than sorry in my eyes.
 
Reply Like
  #14  
Old 06-08-2006, 11:22 AM
Catterman's Avatar
Got Milk!
Blaming Guns For Crime Is Like Blaming a Spoon for Rosie O'Donnell being Fat!
Join Date: Feb 2004
Location: East Grand Forks, MN
Posts: 5,656
Likes: 0
Received 0 Likes on 0 Posts
Default Thinking about family ATV's, what other expenses do I need to concider?
Originally posted by: v2rider
Originally posted by: Catterman
Insurance is a must around here, it is even the law for ATV's. Your homeowners will cover you if it is stolen from your house, but not if you are on the trails and crash. [img]i/expressions/face-icon-small-sad.gif[/img]

Also you will need mods! Tires are the most popular. [img]i/expressions/face-icon-small-smile.gif[/img]

Hotel expense for trips [img]i/expressions/face-icon-small-happy.gif[/img]

membership fees to online ATV fourms. [img]i/expressions/face-icon-small-sad.gif[/img]

Paying Catterman $100 for his great advice. [img]i/expressions/face-icon-small-happy.gif[/img]

Membership fees for local ATV club. [img]i/expressions/face-icon-small-happy.gif[/img]
Catterman, are you sure its law???? Ive never had insurance on mine, and asked my dealer when buying because at a car dealer you have to show proof, but my dealer said its not a law, but its recomended. If its a law i want to know so i can get it!! Do you have a link or site to show me?
I think it goes that if you are only on private land it is not needed, but if you are in public you must have liability coverage. I pay about $168 a year on the H1, for full coverage and a $500 ded. from State Farm. I don't have a link or anything, maybe check the MNDNR website. Or call your agent too, but they will put you in more coverage then needed so be sure to go through each item with the agent and make sure they are not taking you to the cleaners. My first quote from State Farm was $220, then when I got rid of the ungodly high uninsured and underinsured limits it whet down a lot!
[img]i/expressions/face-icon-small-happy.gif[/img]
 
Reply Like
  #15  
Old 06-09-2006, 10:35 PM
raidermike67's Avatar
Pro Rider
Join Date: Aug 2004
Posts: 1,164
Likes: 0
Received 0 Likes on 0 Posts
Default Thinking about family ATV's, what other expenses do I need to concider?
You should be able to save some money on the safety gear if you shop around. Folding chairs, tables, ice chests, something to pack your gear into, tie downs, locks, chains, ramps, portable air tank/compressor, LOTS of flat repair stuff, extra tires/wheels, spare trailer tire, xtra tools, first aid kit, battery charger.....the list can keep growing!
 
Reply Like
  #16  
Old 06-12-2006, 06:20 PM
ncorrieri's Avatar
Trailblazer
Join Date: Jun 2006
Posts: 61
Likes: 0
Received 0 Likes on 0 Posts
Default Thinking about family ATV's, what other expenses do I need to concider?
Originally posted by: Catterman
Originally posted by: v2rider
Originally posted by: Catterman
Insurance is a must around here, it is even the law for ATV's. Your homeowners will cover you if it is stolen from your house, but not if you are on the trails and crash. [img]i/expressions/face-icon-small-sad.gif[/img]

Also you will need mods! Tires are the most popular. [img]i/expressions/face-icon-small-smile.gif[/img]

Hotel expense for trips [img]i/expressions/face-icon-small-happy.gif[/img]

membership fees to online ATV fourms. [img]i/expressions/face-icon-small-sad.gif[/img]

Paying Catterman $100 for his great advice. [img]i/expressions/face-icon-small-happy.gif[/img]

Membership fees for local ATV club. [img]i/expressions/face-icon-small-happy.gif[/img]
Catterman, are you sure its law???? Ive never had insurance on mine, and asked my dealer when buying because at a car dealer you have to show proof, but my dealer said its not a law, but its recomended. If its a law i want to know so i can get it!! Do you have a link or site to show me?
I think it goes that if you are only on private land it is not needed, but if you are in public you must have liability coverage. I pay about $168 a year on the H1, for full coverage and a $500 ded. from State Farm. I don't have a link or anything, maybe check the MNDNR website. Or call your agent too, but they will put you in more coverage then needed so be sure to go through each item with the agent and make sure they are not taking you to the cleaners. My first quote from State Farm was $220, then when I got rid of the ungodly high uninsured and underinsured limits it whet down a lot!
[img]i/expressions/face-icon-small-happy.gif[/img]

i believe hes right. im an ATV noob, but i remember reading something about liability for state trails, etc.

 
Reply Like
Related Topics
Thread
Thread Starter
Forum
Replies
Last Post
2006 Grizzly with locked up transmission
greg74
Yamaha
15
09-10-2019 03:03 PM
Winch talk
toonces
Buying an ATV
8
10-19-2015 02:21 AM
Yamaha Breeze starter issue
ghost civic
Yamaha
0
07-15-2015 10:48 PM
Hello from Alaska
coldnorthpol
Polaris
9
07-14-2015 11:22 PM
06 Ranger shuts off after fan cycles
J-Mack
Polaris Side by Sides
3
07-04-2015 04:19 PM
Tags
Back to Subforum
Buying an ATV
View Next Unread
2007 models?

Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 



Advanced Search
Quick Reply: Thinking about family ATV's, what other expenses do I need to concider?


Reply Closed Thread Share

All times are GMT -5. The time now is 12:24 AM.