Quad Insurance; Short Answer - go see your local agent that handles your Home Owners and/or Auto Insurance.

I live in NJ and insurance is such a pain. I needed Insurance to ride in an ATV park in PA (basically you can't ride anywhere in NJ, unless on private property).

I went to Progressive on-line and basically found out that they list Chinese quads but won't insure them (switch the selection to a Japanese quad & and it takes it). Found out that for bottom line coverage - liability only at $5K / $10K or $10K / $15K (forget which) the cost was $76 per year (but still not a Chinese quad) .

Went to Geico - on line and found out that they don't even list any Chinese quads as a selection possibility - and they won't insure anything less than 150 cc's (I have 3 Chinese quads - 2 @ 250 cc's & 1 @ 110 cc's).

After 2 to 3 hours on line, researching, filling out screens - gave up. Went to my Agent (State Farm) and asked "do you offer ATV Insurance" - answer: "Of course".

For NJ (covers anywhere you go) it ended up being (for $100K / $300K; will only sell the same level as your auto) $28 per year / plus "uninsured motorists" (NJ and State Farm requirement - you know they might jump the Route 80 guard rail & get me) $20 per year. Total $48 per year !!!! ( $144 per year for 3 quads for $100K / $300K Liability Coverage) Oh, yes; I also added my $1,700 trailer for "collision & comprehensive" with a $50 deductible for $6 per year. (oh, I do have a good driving / claim record - so I am sure that is part of the low cost factor).

The morrow of the story - check with your Agent !!

 

Im glad its not a requirement for riding in Ca. Id go broke just trying to decide which OHV's to cover.

 

Mywifesquad,

With the new registration fees here in California as of Jan 01, 2008, your bikes and quads will cost you $1000.00 by my count on your list of toys. That's if you had to register them all in the same year. Ouch!!! Basically $500.00 per year since it is a two year registration. I am lucky I only have $450.00 in fees. Still if you look at it in a positive way it's only $25.00 per year for a bike or quad. That's not bad at all.

Effective January 1, 2008, California Senate Bill 742 increased the OHV green and red sticker registration fee to $50 every two years.

SB.

 

Hi Smb05! [img]i/expressions/face-icon-small-smile.gif[/img] I just got my DMV packet for 08.....12 registrations. $600.00 The rest are 09.

To be honest I quit registering ALL of my toys a few years ago when I noticed most of my registration money seemed to be used to buy fence material. Not sure how many will make the cut this time.

 

MWQ, Gee you could almost qualify and go with a "Dealer" status and get "Magnetized" move around type stickers - he he.