They won't cover them for damage purposes (like you asking them to cover your damages for crashing into a tree), but theft and simular should be covered.

 

sorry m8..not to start a war or nuthin but home owners policys specificaly exclude atv's in writing..check your policys fine print..unless you made the addition to your policy it is excluded..I even sued them in court and lost..because they are hi theft items..the only time there is coverage is when theres an accident on your property..and even then they can and will fight it..sorry.. trust me..it cost me 6300 bux on a 03 foreman 450 es...that was a lesson I wont soon forget..

 

I have to agree. My State Farm agent told me explicitly that unless it is used 100% for care of my property, such as my riding mower, it would not be covered.

 

thanks guys for the post.guess im going to ride the old honda 450 until the 05 models come out.then see what kaw has to offer