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Yup, some companies have even banned smoking tobacco because of insurance requests. That reminds me when I first moved here, my homeowners insurance was cancelled because of an old barn I have. I said, "Can't you just NOT insure the barn?!?" I'm not sure what I would have done had they insisted I tear down the barn or bring it up to code. It just goes to show the incredible amount of influence insurance companies can have.
I'm not sure about where everyone else lives, but building codes are going to an international system to standardize codes across the world according to such criteria as, snow load, climate, temperatures, wind loads, etc. It's being pushed by the insurance companies that have had to deal with 50 different codes here in the US and who knows how many, around the world. Of course, Massachusetts has adopted them but with their own amendments. So, a builder has to have two sets of books, Mass. amendments and whichever international codes your license covers.
I'm not sure about where everyone else lives, but building codes are going to an international system to standardize codes across the world according to such criteria as, snow load, climate, temperatures, wind loads, etc. It's being pushed by the insurance companies that have had to deal with 50 different codes here in the US and who knows how many, around the world. Of course, Massachusetts has adopted them but with their own amendments. So, a builder has to have two sets of books, Mass. amendments and whichever international codes your license covers.
That seems like a good idea, but in my situation it was just an old barn that I didn't care about, yet they seized on that to cancel my insurance on my house. The barn was never part of my policy, but someone came out to take pictures and she loved old barns, so she took lots of pics and then cancelled my insurance.
So I can imagine how tough they would be on companies not drug testing employees because they're looking for any reason they can find to weasel out of providing insurance.
Yup, some companies have even banned smoking tobacco because of insurance requests. That reminds me when I first moved here, my homeowners insurance was cancelled because of an old barn I have. I said, "Can't you just NOT insure the barn?!?" I'm not sure what I would have done had they insisted I tear down the barn or bring it up to code. It just goes to show the incredible amount of influence insurance companies can have. They'll never allow pot smokers to work decent jobs or pursue any normalish life and that's completely independent of its legality.
According to WTVR, an Ohio factory owner said on Saturday that although she has numerous blue-collar jobs available at her company, she struggles to fill positions because so many candidates fail drug tests. Regina Mitchell, co-owner of Warren Fabricating & Machining in Hubbard, Ohio, told The New York Times this week that four out of 10 applicants otherwise qualified to be welders, machinists and crane operators will fail a routine drug test.
Princeton professor and former Obama White House economist Alan Krueger is out with a Bookings paper titled: Where Have All the Workers Gone? An Inquiry Into The Decline Of The U.S. Labor Force Participation Rate. In the report, Krueger gives it his best to correlate the “mushrooming opioid crisis in the U.S. since the early 2000’s” in connection between the use of “pain medication and opioid prescription rates” with the declining labor force of prime age males.
There are much larger trends at play and the opioid crisis is just a symptom of extreme wealth inequality in the United States.
That is the heart of the matter.
A friend of mine said his company has 30-40 openings continually and they pay almost twice the minimum wage. I simply said "raise the pay and you'll find workers." The minimum wage hasn't keep up with inflation and twice the minimum is not a living wage.
On one hand qualified workers don't want to work for the peanuts being offered and the druggies who would agree to work for the peanuts, they aren't good enough.
As the division of wealth continues, expect to see an exacerbated drug problem and increased suicides. People don't want to work for peanuts and they shouldn't have to.
That seems like a good idea, but in my situation it was just an old barn that I didn't care about, yet they seized on that to cancel my insurance on my house. The barn was never part of my policy, but someone came out to take pictures and she loved old barns, so she took lots of pics and then cancelled my insurance.
So I can imagine how tough they would be on companies not drug testing employees because they're looking for any reason they can find to weasel out of providing insurance.
Insurance companies only get paid by those they insure so I don't think they try to "weasel out" of insuring everybody.
Would you want to insure a company that has lots of dangerous machine and allows druggies to use them?
Nope, but I'd not be too greedy to pay a decent wage instead of incessantly bellyaching that I can't find qualified workers.
Originally Posted by DeeDawg
Insurance companies only get paid by those they insure so I don't think they try to "weasel out" of insuring everybody.
Well they have no shortage of excuses for weaseling out.
I'm not sure how companies make money anymore... Amazon hasn't made a meaningful profit in 2 decades, yet Bezos is nearly the richest man on earth. Go figure.
It's magic. Start a company, never make profit, and then get rich. So maybe insurance companies can cancel everyone's policy and get rich too. I have no idea... all I know is if you look at them crosseyed, they cancel your policy.
Nope, but I'd not be too greedy to pay a decent wage instead of incessantly bellyaching that I can't find qualified workers.
Well they have no shortage of excuses for weaseling out.
I'm not sure how companies make money anymore... Amazon hasn't made a meaningful profit in 2 decades, yet Bezos is nearly the richest man on earth. Go figure.
It's magic. Start a company, never make profit, and then get rich. So maybe insurance companies can cancel everyone's policy and get rich too. I have no idea... all I know is if you look at them crosseyed, they cancel your policy.
It must just be you - I've never has an insurance company cancel my policy.
And as far as Amazon goes my stock has more than doubled
It must just be you - I've never has an insurance company cancel my policy.
And as far as Amazon goes my stock has more than doubled
I've never been cancelled either. After having several quads stolen Progressive still hasn't dropped me. I'm paying $75 a year now. I seem to recall it being $88 and then going down.
So you bought it because it had already doubled or you have a crystal ball and saw that it was going to double. Either way, my point is that you didn't buy it for a share in the profits of the company which is what owning stock is supposed to be about.
Common stock is a form of corporate equity ownership, a type of security. This type of share gives the stockholder the right to share in the profits of the company, and to vote on matters of corporate policy and the composition of the members of the board of directors.https://en.wikipedia.org/wiki/Common_stock
That's why they call them "shares".
No one who ever owned AMZN had bought it for a share in the profits because there has never been any... and there never will be
Sep 12, 2017 | 02:53 PM
